The Incredible Power of Trusts

For Entrepreneurs, Property Investors, Business Owners & Wealth Creators.

Create, Protect & Grow your Wealth Leave a Legacy!


In this FREE high content training video you will learn

The 5 everyday risks business owners face

The 5 absolute myths and misconceptions about trusts

The 10 Indispensable reasons why you must set up a Trust structure before you do anything else.

How you can leave a lasting legacy for your family & loved ones

Tell me what you leaving a comment you will enter our competition where you can win a free property investment trust and a Free personal consultation with one of our trust experts.

"A Trust creates a separate legal persona that is allowed to own assets and through the trustees, transact in its own name.”

Jacques Fouche – Entrepreneur, property investor and founder of TrustFocus, IGrow Wealth Investments and IGrow Wealth Management the leading companies in wealth creation in South Africa


Find out how you can Create Financial Freedom and protect your Assets.
Dont let your death cost your family a fortune.
Let us call you back to arrange a free personal 45min consultation with one of our Trust Experts.

Your information will *never* be shared or sold to a 3rd party.

This is why the WORLDS Leading Entrepreneurs, Property Investors, Business Owners & Wealth creators have Trust structures for themselves, their family & their businesses.

Receive the following benefits when you create your Wealth creation & Wealth protection Trusts.


Our Primary goal is to get all our clients to OWN NOTHING, because if they own nothing there is nothing to lose.

Remember a trust is never created by any one individual.

In Practice the trustees do indeed control their assets, in theory they do not, this is where your TRUST STRUCTURE & TRUST ADMINISTRATION is key. (This is all done for you by Trust Focus)

By Placing your assets into a TRUST you effectively protect your assets against potential claims, creditors. (Your spouse could become your biggest creditor and day to day Business rival)


Remember if you have no estate, there will be no Estate Duty payable on your death.

This is attained by establishing the correct TRUST STRUCTURES that will own all your assets, properties, investments & businesses that you would have owned in your personal capacity.


No Estate Duty

No Capital gains tax

No Executor’s fees

Your minors are protected



30% - 35% of


This will be passed on to your loved ones, children and spouse.


If an Individual has not structured their assets, cash, property portfolio, business interests correctly, all their assets may be liquidated to compensate for all taxes and outstanding debt.
This could be potentially detrimental to your family and their financial well being.


98% of Business owners are at GREAT Risk:

As their wealth increase so do their subsequent risk. It should be the other way around. The more money you make the more you should be able to protect and preserve it.

Business owners, partnerships and soul proprietors

should not own the shares in a Company or the members intrest in a close corporation in their own individual names, but should rather be owned by a separate business share holding TRUST.

No Estate Duty payable

No Capital gains tax

No Executors FEES

No 30 – 35% to SARS on your DEATH

A Trust never dies and can live in perpetuity (Forever)

Bullet Proof your business and wealth for generations to come.


We have already mentioned that you will save around 30 – 35% of your wealth on your death by not paying estate duty, capital gains tax and executors fees, by simply placing your assets into a TRUST.

Income and Capital generated within the trust can be distributed to the beneficiaries where they will be paying tax based on their own personal income tax rates.

Our TRUST LAW makes provision for TAX FREE distributions. Our trust laws also make provisions for capital gains tax splitting and interest income splitting to legitamity improve tax effiecency within the Trusts.

If your TRUST STRUCTURE IS CREATED CORRECTLY and administered property through our tax and trust accounts, you will BENEFIT and SAVE thousands, hundreds of thousands and millions over your lifetime in taxes.

WE PROVIDE COMPREHENSIVE TRUST ADMINISTRATION through one of our Qualified advocates who specializes in TRUST LAW for 50% less than current market related FEES.

We specialize in Trust accounting and Independent Trusteeship (Every Trust should have an independent trustee.)

It’s vital that the Board of trustees happoint an unbiased, unrelated, objective independent trustee to satisfy SARS with regards to proper administration and to distringuish between the enjoyment, control and ownership of trust assets.

Your ideal trustee is a firm that is knowledgeable about TRUST administration, taxation of trusts and Trust Laws.


A strange fact is that more than 95% of clients also have their Life Cover in their private capacity (individual names). They do not enjoy any tax benefits and have very little protection (in many cases – none whatsoever). Spouses are usually nominated as the beneficiary,

A ‘short and sweet’ benefits list of a trust-owned life policy:

No executor’s fees



Tax Benefits

All premiums plus 6 % compound interest are deductible from the value of an estate for the calculation of Estate Duty Tax.

Benefits of a Family Trustwhen you create your Wealth creation & Wealth protection Trusts.

Family Trusts
(Wealth Protection Trust)

  • No Liabilities
  • No debt
  • No risk
  • No creditors
  • No sureties

Paid-up Assets

  • Furniture
  • Cash
  • Investments
  • Life Insurance
  • Art & Carpets
  • Equipment
  • Jewelry
  • Unencumbered Assets

Property Investment Trust (Wealth Creation Trust)

  • Liabilities
  • Debt
  • Risk
  • TAX Advantages
  • Growth in Trust

Encumbered Assets

  • Buy to let Proeprties

Setting up of a Trust:

An “Inter Vivos” Trust is established during the lifetime of the Member. The process of registering a trust is fairly easy, but it is of utmost importance to consult an experienced trust attorney to draft the Trust Deed. The Trust Deed is the contract that dictates the relationship between the Member (the founder) and the trustees.

Estate Planning:

One of the primary advantages of a living trust is that it offers tax efficient management and control of assets after death. The growth in the estate is “pegged” and the value will increase in the trust. A trust creates a separate legal entity that owns the assets outside of the Member’s personal estate, and therefore the Trust Assets do not form part of your personal estate for the calculation of Estate Duty.

Taxes and costs of up to 35% on death can be saved, including:


Estate Duty (20% of Estate) as the Trust will continue to persist after death.


Capital Gains Tax (13,32% CGT) on growth assets.


Executor Fees (at 3.99% of the Gross Estate). This is a unnecessary and avoidable tax. Executor fees are calculated on the gross value of an estate and deducted before any other expenses, therefore the executor can receive a substantial portion of your net estate.


Transfer costs on immovable property (as property ownership does not transfer to anyone after death).

Bank accounts and cash reserves will not be frozen during the winding up of the estate, which can take up to 2 (two) years. A trust will ensure rapid access to capital and income after death.

Protection of Minors. In South African Law, a minor cannot be the registered owner of property, therefore the asset is liquidated and the proceeds invested in the Guardian Fund at 3% interest rate. Assets are also protected against spendthrift children, who will not be able to reduce the assets to zero.

Multi-ownership of assets. Some assets can not be divided (e.g. businesses, farms or other property). By placing these types of assets in trust, the heirs can be the beneficiaries of the income generated by the assets.

Confidentiality. A Will becomes a public document on death. A Trust does not form part of an estate, and therefore the list of assets held in a trust remain confidential.

Risk Planning:

Protection of assets against creditors. Personal liability is limited to the assets in an individual’s name. Creditors cannot access the assets in trust, unless it was set up with the intention to defraud creditors.

The major risk categories are:

Financial Risk: Mortgage Bonds or Hire Purchase / Lease agreements – the majority of South Africans need to make use of these sources of finances to purchase houses or vehicles. In event of default, all assets in one’s own name are at risk of being sold in execution. In a market where interest rates are fluctuating, banks execute against bonded assets when consumers default on payments.

Business Risk A business owner (whether a sole proprietor, a member of a CC or as a shareholder in a company) is likely to have signed personal surety for loans or credit agreements to the company, or are the co-principal debtor with the company in respect of any supplier’s credit arrangements.

Personal Risk: Car accident/s, defamation in a public place, involvement in a scuffle or conflict with neighbours etc, (claims between natural persons that may arise from social interaction).

Divorce or Family Risk: Statistically, a spouse can be the largest biggest creditor. Statistically 50% of marriages end in divorce. A large portion of an estate can be awarded to the ex-spouse, as well as possible claims for maintenance.

Tax Planning:

The advantages of proper tax planning in a well-structured trust are clearly defined in the tax legislation. Even minor beneficiaries can enjoy tax-friendly distributions. “Conduit Principle”: Unlike companies or close corporations, the Trustees can decide to pay the Income Tax (40%) or CGT (26.67%) in the hands of the Trust or distribute the tax liability to the beneficiaries at their marginal rate of tax (Income Tax 18% to 40% or CGT at 16.4%), thereby paying much less tax. Income Splitting: Trustees can use the “conduit principle” and pay beneficiaries who have tax exemptions (individuals have nearly R75 000 income per year, free of tax).

Leaving a Legacy:

A Trust is an entity that will “outwit, outplay & outlast’” an individual. It will not terminate (unless decided by the Trustees), therefore it can own properties and assets for generations, and pass the portfolio of assets to the next generation tax free. A Trust is the only vehicle which allows the accumulation of wealth and the transfer of assets from one generation to another without incurring costs and taxes. By taking action, Members can ensure their children receive all the present wealth and assets they have accumulated and to which they can still increase. The dilemma that employment, economic cycles and market conditions present can be avoided for one’s children, if they know that there is an income producing Trust providing passive income streams (primarily through property).

Focusing on the unique needs of the modern South African citizen

Testimonials from our Attendies

  • “The presentation on 14th April 2014 was thought provoking and insightful. It was well presented with enough detail and humour to keep concentration for the in-depth knowledge gained. Thanks IGrow for an informative Property Seminar.”

    Colin Flynn

  • “The seminar was to the point, presented by experts in the field of purchasing property. The knowledge shared has empowered me with the guidance of the IGrow process to take another property to buy. I recommend Jacques Fouche & IGrow Wealth to anyone!"

    Annake Müller

  • “10 Flats in 10 Weeks … About 10 months ago I attended an IGrow Wealth seminar for the first time after a friend convinced me and booked for us. After listening to the speakers’ various profound insights I realized that residential property has far more potential than I had initially thought. So began my journey to financial independence through residential property and I started to work on my portfolio with IGrow. Thank you to IGrow for showing me the way!”

    Jacques Grové

  • “I would like to thank you and your dynamic team for the professional support and advice you have given me as an investor. IGrow Wealth has turned my portfolio completely around in short of one year. I have recommended friends and family to your organization who already came back raving about your concept.”

    Barry Nefdt

  • “We found the seminar very informative. We always wanted our capital invested in 4 properties with best returns. Jacques Fouche made it very clear how we can do it. With IGrow Wealths's help we will soon have our first "auction" investment. The seminar is definitely a good tool beginners wanting to learn more in Property Investment.”

    Andele Harris

  • “I found the Auction Seminar very informative because it widens the option of buying property with the security of knowing that someone has done all the “spade” work for you. Another benefit is having an expert looking at all the aspects like market value, rental options, area comparisons and knowing what the bank will accept. Will recommend to all family and friends.”

    Louise Loots

What TrustFocus can offer you

TrustFocus™ has pioneered a one stop Trust solution that ensures the corporate, legal, administrative and accounting aspect of an individuals structure is implemented and executed correctly through our Trusts, tax and accounting experts.

We also offer the most comprehensive & holistic property investment service for the property investors in South Africa through IGrow Wealth Investments the leading property investors club in South Africa

We offer free Trust, tax and property investment seminars.